Sometimes the loans available in the mainstream don't match your needs which can be for a variety of reasons.

In some instances a short term solution may be a better option with the view to move onto a more long term loan after a certain amount of time.

This can be for a variety of reasons such as adverse credit history on your Credit Report which may be due to drop off but you may want to purchase a property today to obtain the best deal you can on the purchase price with the view to refinance out to a longer term loan once your Credit Report is clear at a lower interest rate.

For example:-
Clients with an adverse history on their credit report with those due to drop off in the near future, eg: 2yrs. Clients can take out a 2year term & refinance to a Prime Lender at the end of and incur no Early Repayment Fees.

You may be self employed with an ABN for 12 months and are in a similar situation to that above and are looking for finance to tie you over until your ABN reaches 2 years when you will be able to refinance out to a main stream lender at a lower interest rate.

For example:-
Self employed applicants with no ABN or GST or have held ABN for less than 2years (for this example, 12months). 
Clients can in this instance take out a 12 month term & refinance to a Prime Lender at the end of the 12 months with a 2yr ABN and incur no Early Repayment Fee.

There are many reasons why Short Term Finance may suit your current needs.

We can offer this finance as an Asset Lend so no income is required and we can lend up to 75% of the value of your property for as little as 3 months up to 3 years.

If you think this option may be for you, please call 1300 MY LOAN (1300 695626) and we will put in contact with a Finance Consultant in your area.

Alternatively, you can complete our Online Application Form or request an appointment by clicking here.